[{"data":1,"prerenderedAt":481},["ShallowReactive",2],{"project-15207151":3},{"id":4,"name":5,"line":6,"line_source":7,"title":8,"url":9,"domain":10,"maker":11,"posted_at":12,"year":13,"points":14,"comments":15,"rank_in_year":16,"shown_in_year":17,"top":18,"tier":19,"category":20,"subcategory":21,"format":22,"keywords":23,"reception":28,"sentiment":29,"stance_mix":30,"scored_comments":35,"aspects":36,"strip":44,"post_text":46,"what":47,"said":85,"maker_in_thread":195,"shape":205,"grid":209,"attempts":445,"same_week":446,"maker_shows":40,"maker_hidden":474,"reader_version":475,"card":476},"15207151","unarbitrate","I'll mail Equifax your arbitration opt-out for free","title","Show HN: I'll mail Equifax your arbitration opt-out for free","https:\u002F\u002Funarbitrate.org\u002F","unarbitrate.org","paulgb",1504966041,2017,431,87,27,2242,2,"legend","web_saas","legal opt-out letter service","web_app",[24,25,26,27],"arbitration opt-out","equifax breach","arbitration clause","opt out letter","mixed",0.28,{"positive":31,"neutral":32,"mixed":33,"critical":34},16,17,0,5,38,{"privacy":37,"idea":39,"execution":41,"docs":42,"pricing":43},{"positive":33,"critical":38},1,{"positive":40,"critical":33},4,{"positive":33,"critical":18},{"positive":33,"critical":38},{"positive":33,"critical":33},[45,33,33,33,45,34,38,33,33,33,34,38,38,34,33,34,45,33,33,33,33,33,45,34,33,34,34,33,45,45,45,34,45,45,34,45,34,33,45,34],3,null,{"problem":48,"audience":59,"pricing":67,"motivation":76,"time_to_build":46,"stack":81,"openness":82,"stage":83,"team_size":84},{"value":49,"source":50,"evidence":51},"Opting out of Equifax's arbitration clause requires mailing a letter, which deters people","maker",[52,56],{"id":53,"by":54,"text":55},"15208734","justboxing","> Whats it about? If you'd clicked the link, you would've seen the following on the home page. > What's all this about? > In light of Equifax's recent security breach, they are…",{"id":57,"by":11,"text":58},"15208740","I tried to briefly summarize this in the \"What's all this about?\" section, let me know if anything is unclear. Essentially the benefit of opting out is you don't give up legal…",{"value":60,"source":61,"evidence":62},"Consumers affected by the Equifax breach who signed up for TrustedID Premier","inferred",[63,64],{"id":53,"by":54,"text":55},{"id":65,"by":11,"text":66},"15209032","Their ToS requires it, but doesn't specify what to do if you don't have one (since by my reading even submitting your info binds you to the arbitration clause). I've made it…",{"value":68,"source":50,"evidence":69},"Free",[70,73],{"id":71,"by":11,"text":72},"15208835","I'd rather maximize the number of people who can participate. I figure the ceiling on what I have to pay is a round trip flight to Atlanta to deliver it by hand, and if it comes…",{"id":74,"by":11,"text":75},"15207320","Thanks :) I'm well aware that people would be suspicious of providing this data to a stranger, especially after their data was hacked. I've been on HN for over a decade so I hope…",{"value":77,"source":50,"evidence":78},"Maker hates arbitration clauses and wants opting out to be as simple as opting in",[79,80],{"id":74,"by":11,"text":75},{"id":53,"by":54,"text":55},[],"unknown","launched","solo",{"praise":86,"objections":114,"requests":145,"questions":164,"alternatives":183},[87,103],{"value":88,"source":89,"evidence":90},"Free service that helps consumers opt out easily","commenter",[91,95,99],{"id":92,"by":93,"text":94},"15207824","snowpanda","That's a very altruistic thing of you to do. Good job. It's a real shame what happened and how they are handling it.",{"id":96,"by":97,"text":98},"15208681","paultopia","I love this and you.",{"id":100,"by":101,"text":102},"15209534","an_d_rew","Thanks muchly, Paul - very appreciated!",{"value":104,"source":89,"evidence":105},"Maker is trustworthy",[106,110],{"id":107,"by":108,"text":109},"15208861","karanbhangui","> Why should I trust you? I can vouch for paulgb being one of the most trustworthy people I know. Kudos for doing this Paul!",{"id":111,"by":112,"text":113},"15209184","tredrex","Thanks for taking the time to do this!",[115,130],{"value":116,"source":89,"evidence":117},"Giving personal data to a stranger after a breach is risky",[118,122,126],{"id":119,"by":120,"text":121},"15209560","codelord","A smart move after being informed that your personal data has been breached is to give more personal data to a random dude on internet. After all your are only giving up your…",{"id":123,"by":124,"text":125},"15209364","outand_up","Thanks for this! What if I don't have an equifax user id? Never signed up for any of their services",{"id":127,"by":128,"text":129},"15207262","skinnymuch","I'm at home right now and showed my dad the equifax one year free thing. He happily signed up to that. But was very suspicious of paulgb. Looking through his resume and GitHub,…",{"value":131,"source":89,"evidence":132},"Equifax's terms only apply to TrustedID, so the opt-out may be unnecessary",[133,137,141],{"id":134,"by":135,"text":136},"15209509","danielfoster","This is a great product if it provides consumers with peace of mind, but I think in hysteria most people haven't realized that the arbitration clause only applies to TrustedID,…",{"id":138,"by":139,"text":140},"15208948","novia","It's worth noting that the equifaxsecurity2017 website posted the following update yesterday: \"NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT In response to consumer…",{"id":142,"by":143,"text":144},"15209603","PrimHelios","NYS attorney general announced it was unenforceable yesterday [0]. Equifax is dead and buried at this point. [0] https:\u002F\u002Ftwitter.com\u002FAGSchneiderman\u002Fstatus\u002F906195350532304896",[146,160],{"value":147,"source":89,"evidence":148},"Automated mailing service or API for bulk letters",[149,153,157],{"id":150,"by":151,"text":152},"15208477","nickthemagicman","Can we get a kickstarter for some sort of automailing service with an API that his site can hit? I would love to spam equifax with thousands of these letters.",{"id":154,"by":155,"text":156},"15209531","notatoad",">Why not offer this as a Chrome extension that detects any arbitration clause in any TOS and gives users options to opt-out, including the ability to mail an opt-out through an…",{"id":158,"by":135,"text":159},"15210670","Yes, an automated mailing service like Lob (YC) would be necessary. Lob takes about 5 minutes to set up and handles all the dirty work of printing + mailing. Ideally a user would…",{"value":161,"source":89,"evidence":162},"Chrome extension to detect arbitration clauses in any terms",[163],{"id":134,"by":135,"text":136},[165,176],{"value":166,"source":89,"evidence":167},"How to obtain an Equifax user ID",[168,172],{"id":169,"by":170,"text":171},"15208912","thrownblown","how do i obtain my equifax user id?",{"id":173,"by":174,"text":175},"15209012","toomuchtodo","Is an equifax username required?",{"value":177,"source":89,"evidence":178},"Whether the arbitration clause is legally binding",[179],{"id":180,"by":181,"text":182},"15209008","menzoic","I don't know if thats legally binding.",[184,188],{"value":185,"source":50,"evidence":186},"Mailing the opt-out letter yourself",[187],{"id":74,"by":11,"text":75},{"value":189,"source":89,"evidence":190},"Small claims court filing guides",[191],{"id":192,"by":193,"text":194},"15209826","tonyztan","I posted this a few hours ago: https:\u002F\u002Fnews.ycombinator.com\u002Fitem?id=15207727. Shows you the steps to sue Equifax in small claims.",{"comments":196,"answered":34,"key":197},8,[198,201,202],{"id":199,"text":200},"15208960","Yep, I mention that in the \"What's this all about\" section. However, I don't know why anyone would want to give up their legal rights, especially to a company that has just…",{"id":74,"text":75},{"id":203,"text":204},"15208875","Thanks Karan, I owe you a beer for that :P",{"commenters":206,"max_depth":196,"maker_replies":196,"first_comment_mins":207,"lifespan_hours":208},68,31,54,[210,214,218,221,224,226,229,232,235,237,239,242,245,246,250,254,255,258,261,264,267,269,272,274,276,280,284,287,291,292,293,294,297,299,300,301,304,307,310,313,316,319,322,325,328,331,334,336,338,341,344,347,349,352,355,359,361,365,367,368,370,372,377,380,384,387,389,393,395,396,397,399,404,406,408,411,415,417,419,421,425,429,432,437,441,442,443],[211,33,45,212,213,33],"15210299","maker\u002Fneutral\u002Fprivacy","mdip",[215,33,33,216,217,33],"15211004","other\u002Fneutral\u002Fnone","runeks",[219,33,33,216,220,33],"15211062","XJ0OYtjb",[222,33,33,216,223,33],"15211093","ComodoHacker",[225,33,33,216,217,33],"15211969",[227,33,33,216,228,33],"15215207","didgeoridoo",[230,33,33,216,231,33],"15217867","kybernetikos",[233,33,33,216,234,33],"15217918","arcbyte",[138,38,45,236,139,33],"project\u002Fneutral\u002Fnone",[199,38,33,238,11,38],"maker\u002Fneutral\u002Fidea",[240,38,33,216,241,33],"15209124","gingeruser206",[243,38,34,244,241,33],"15210027","maker\u002Fpositive\u002Fnone",[180,38,45,236,181,33],[247,38,33,248,249,33],"15209042","commenter\u002Fneutral\u002Fnone","milofeynman",[251,38,38,252,253,33],"15209421","project\u002Fcritical\u002Fnone","path411",[142,38,33,216,143,33],[256,38,33,216,257,33],"15213504","paulddraper",[259,38,33,216,260,33],"15209205","QAPereo",[262,38,33,216,263,33],"15209332","wglb",[265,38,33,216,266,33],"15211248","chippy",[268,38,33,216,263,33],"15214539",[270,38,33,216,271,33],"15210772","devillius",[134,18,34,273,135,33],"project\u002Fpositive\u002Fidea",[154,18,38,275,155,33],"project\u002Fcritical\u002Fexecution",[277,18,33,278,279,33],"15209602","commenter\u002Fneutral\u002Fidea","spynxic",[281,18,45,282,283,33],"15209607","project\u002Fneutral\u002Fidea","otp124",[285,18,38,275,286,33],"15210805","konschubert",[288,18,45,289,290,33],"15210091","project\u002Fneutral\u002Fexecution","exikyut",[158,18,45,289,135,33],[127,45,34,244,128,33],[74,45,33,212,11,38],[295,45,33,216,296,33],"15209227","jaggederest",[298,45,33,216,271,33],"15210782",[107,40,34,244,108,33],[203,40,33,248,11,38],[302,40,45,212,303,33],"15208900","lgas",[305,40,33,248,306,33],"15208971","seszett",[308,40,33,248,309,33],"15208981","Cozumel",[311,40,33,248,312,33],"15209011","lifeformed",[314,40,33,216,315,33],"15209136","beaconstudios",[317,40,33,216,318,33],"15209175","dsr_",[320,40,33,216,321,33],"15209536","azernik",[323,40,33,216,324,33],"15209217","endymi0n",[326,40,33,216,327,33],"15210273","quickthrower2",[329,40,33,216,330,33],"15209018","m3andros",[332,40,33,216,333,33],"15209460","magnetic",[335,40,33,216,330,33],"15210210",[119,34,38,337,120,33],"project\u002Fcritical\u002Fprivacy",[339,34,33,216,340,33],"15210666","glbrew",[342,34,34,244,343,33],"15211169","newobj",[92,345,34,346,93,33],6,"maker\u002Fpositive\u002Fidea",[123,348,45,289,124,33],7,[350,196,33,216,351,33],"15208713","atonse",[353,196,33,216,354,33],"15208990","harryzhang",[356,196,33,357,358,33],"15209787","other\u002Fpositive\u002Fnone","leesalminen",[111,360,34,244,112,33],9,[362,363,45,282,364,33],"15209450",10,"IgorPartola",[366,363,34,273,358,33],"15209783",[192,363,33,216,193,33],[369,363,33,357,358,33],"15209882",[150,371,34,273,151,33],11,[373,374,38,375,376,33],"15208921",12,"project\u002Fcritical\u002Fdocs","gfody",[378,374,33,379,11,38],"15208941","maker\u002Fneutral\u002Fnone",[381,382,45,282,383,33],"15208903",13,"tome",[385,382,33,216,386,33],"15210055","simonk",[388,382,33,216,257,33],"15213533",[390,391,45,236,392,33],"15221705",14,"l8nite",[96,394,34,244,97,33],15,[100,31,34,244,101,33],[173,32,45,289,174,33],[65,32,33,398,11,38],"maker\u002Fneutral\u002Fexecution",[400,401,45,402,403,33],"15208765",18,"project\u002Fneutral\u002Fpricing","hartator",[71,401,33,405,11,38],"maker\u002Fneutral\u002Fpricing",[407,401,34,244,403,33],"15208854",[409,401,45,402,410,33],"15209356","Hello71",[412,413,34,244,414,33],"15209116",19,"yawz",[169,416,45,289,170,33],20,[418,416,33,398,11,38],"15208954",[420,416,34,244,170,33],"15208978",[422,423,34,244,424,33],"15211882",21,"kapauldo",[426,427,33,216,428,33],"15209878",22,"anon_dev_123456",[430,427,33,216,431,33],"15211226","dang",[433,434,33,435,436,33],"15208878",23,"commenter\u002Fpositive\u002Fnone","jakhead",[438,439,45,282,440,33],"15208712",24,"Xunxi",[53,439,45,282,54,33],[57,439,33,282,11,38],[444,439,34,244,440,33],"15209562",[],[447,452,457,462,466,470],{"id":448,"name":449,"points":450,"category":451},"15201152","Coder's Coloring Book",523,"learning_science",{"id":453,"name":454,"points":455,"category":456},"15216650","Gridless Kits",373,"hardware",{"id":458,"name":459,"points":460,"category":461},"15207117","Hyperapp",242,"languages",{"id":463,"name":464,"points":465,"category":20},"15200100","Borderline.biz",187,{"id":467,"name":468,"points":469,"category":451},"15206982","Jupyter4kids",147,{"id":471,"name":472,"points":473,"category":451},"15192893","eth-private-net",140,false,"v2",{"id":477,"name":5,"line":6,"ai":474,"cat":20,"year":13,"points":14,"comments":15,"rec":28,"s":29,"top":18,"kw":478,"maker":11,"domain":10,"tier":19,"attempts":33,"strip":479,"url":9,"mix":480,"praise":88,"objection":116,"sub":21},15207151,[24,25,26,27],"3000351000511505300000350550333533535035",[31,32,33,34],1794036558812]