[{"data":1,"prerenderedAt":991},["ShallowReactive",2],{"project-26969173":3},{"id":4,"name":5,"line":6,"line_source":7,"title":8,"url":9,"domain":10,"maker":11,"posted_at":12,"year":13,"points":14,"comments":15,"rank_in_year":16,"shown_in_year":17,"top":18,"tier":19,"category":20,"subcategory":21,"format":22,"keywords":23,"reception":28,"sentiment":29,"stance_mix":30,"scored_comments":35,"aspects":36,"strip":52,"post_text":54,"what":55,"said":82,"maker_in_thread":184,"shape":194,"grid":198,"attempts":945,"same_week":955,"maker_shows":18,"maker_hidden":984,"reader_version":985,"card":986},"26969173","ProjectiFi","A simulator for personal finance","title","Show HN: I made a simulator for personal finance","https:\u002F\u002Fprojectifi.io\u002F","projectifi.io","scubakid",1619616944,2021,479,255,47,2533,2,"legend","finance_crypto","personal finance simulator","web_app",[24,25,26,27],"financial independence","retirement simulator","personal finance planning","net worth projection","mixed",-0.2,{"positive":31,"neutral":32,"mixed":33,"critical":34},27,50,11,60,148,{"idea":37,"design":40,"execution":43,"pricing":45,"privacy":46,"docs":49,"performance":51},{"positive":38,"critical":39},1,12,{"positive":41,"critical":42},10,15,{"positive":44,"critical":41},3,{"positive":38,"critical":18},{"positive":47,"critical":48},4,16,{"positive":50,"critical":50},0,{"positive":50,"critical":18},[38,38,18,47,53,38,38,18,50,53,44,18,44,38,38,38,50,18,38,38,44,44,38,38,44,44,18,18,53,53,38,18,18,38,38,44,44,47,18,38],5,null,{"problem":56,"audience":63,"pricing":74,"motivation":54,"time_to_build":54,"stack":78,"openness":79,"stage":80,"team_size":81},{"value":57,"source":58,"evidence":59},"Modeling personal finance and retirement plans in enough detail to replace spreadsheets","maker",[60],{"id":61,"by":11,"text":62},"26969187","I had trouble finding a good FI planning and simulation tool that could model things in enough detail to finally ditch my spreadsheets... so I built one. Would love it if any of…",{"value":64,"source":65,"evidence":66},"Individuals planning personal finances, mainly US users","inferred",[67,71],{"id":68,"by":69,"text":70},"26971232","12ian34","Love the idea, enjoyed the interface, but I feel my time was wasted when I only found out the US focus several clicks into the flow. Speaking as someone not from the US, I do…",{"id":72,"by":11,"text":73},"26970812","Good point. Currently it's tailored more towards the US, but I'm hoping to find time to add features for other locations. That said, the idea of supporting every tax system out…",{"value":75,"source":58,"evidence":76},"Most functionality free; premium features paid, with beta coupon offered",[77],{"id":61,"by":11,"text":62},[],"unknown","launched","solo",{"praise":83,"objections":92,"requests":127,"questions":160,"alternatives":175},[84],{"value":85,"source":86,"evidence":87},"Fast, intuitive interface and useful dashboard","commenter",[88],{"id":89,"by":90,"text":91},"26976337","screye","I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I…",[93,108,116,120],{"value":94,"source":86,"evidence":95},"Requires hosted server and privacy policy raises concerns about handling financial data",[96,100,104],{"id":97,"by":98,"text":99},"26969526","Frost1x","Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data:…",{"id":101,"by":102,"text":103},"26969599","nonameiguess","There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using…",{"id":105,"by":106,"text":107},"26970346","monkeydust","There is definitely a market for this. I had wealth management review recently and they used a 3rd party piece of software that was doing something similar, their entire pitch…",{"value":109,"source":86,"evidence":110},"US-centric; no currency or tax support for other countries",[111,112],{"id":68,"by":69,"text":70},{"id":113,"by":114,"text":115},"26970635","knoebst","I wanted to like it but I live in the EU and it's too focused on dollars.",{"value":117,"source":86,"evidence":118},"Saved progress is locked behind premium subscription",[119],{"id":89,"by":90,"text":91},{"value":121,"source":86,"evidence":122},"Onboarding is long and theme selection comes too early",[123],{"id":124,"by":125,"text":126},"26970589","frabjoused","I would suggest the first step of onboarding should not be the selection of your theme. This is already a long onboarding process and every additional step will lose you users.…",[128,136,141,148,155],{"value":129,"source":86,"evidence":130},"Demo mode or templates with sample data",[131,135],{"id":132,"by":133,"text":134},"26969473","sct202","I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital,…",{"id":105,"by":106,"text":107},{"value":137,"source":86,"evidence":138},"Local-only or downloadable client-side version",[139,140],{"id":101,"by":102,"text":103},{"id":89,"by":90,"text":91},{"value":142,"source":86,"evidence":143},"Export to Excel or import\u002Fexport of data",[144,145],{"id":89,"by":90,"text":91},{"id":146,"by":11,"text":147},"26969880","I guess I should also add that with the current web version, you can opt out of sending telemetry data via cookie preferences, and with the Premium version you choose whether or…",{"value":149,"source":86,"evidence":150},"Monte Carlo simulation mode",[151,152],{"id":132,"by":133,"text":134},{"id":153,"by":11,"text":154},"26971412","These are excellent suggestions, thanks for the thoughtful feedback. For onboarding, I initially tried a version of what you suggested, but in usability tests many felt there was…",{"value":156,"source":86,"evidence":157},"Support for other currencies and tax systems",[158,159],{"id":68,"by":69,"text":70},{"id":113,"by":114,"text":115},[161,168],{"value":162,"source":86,"evidence":163},"Whether debt should be subtracted from net worth in the stacked chart",[164],{"id":165,"by":166,"text":167},"26970394","thatmikefellow","Kicking the tires, here's a quick piece of product feedback: It seems like the \"Stacked Financial Breakdown\" chart actually _adds_ your level of debt on as just another stacked…",{"value":169,"source":86,"evidence":170},"Whether inheritance tax modeling is accurate",[171],{"id":172,"by":173,"text":174},"26970214","elil17","Nothing makes me more annoyed than when simulations like this make assumptions which don't make any sense. For example. >\"Note: currently, ProjectiFi taxes inheritance as…",[176,180],{"value":177,"source":86,"evidence":178},"Personal Capital and Mint",[179],{"id":132,"by":133,"text":134},{"value":181,"source":86,"evidence":182},"Spreadsheets",[183],{"id":101,"by":102,"text":103},{"comments":185,"answered":39,"key":186},37,[187,190,193],{"id":188,"text":189},"26974184","Thanks for the feedback. I would love to add better generalization for international use; so far it's just been out of scope for a solo dev to account for all the intricate tax…",{"id":191,"text":192},"26973790","Great point! Currency selector coming soon. Would you recommend demoting the theme selection to like a last step in the onboarding process? Or not showing it at all 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