[{"data":1,"prerenderedAt":595},["ShallowReactive",2],{"project-2992146":3},{"id":4,"name":5,"line":5,"line_source":6,"title":7,"url":8,"domain":9,"maker":10,"posted_at":11,"year":12,"points":13,"comments":14,"rank_in_year":15,"shown_in_year":16,"top":17,"tier":18,"category":19,"subcategory":20,"format":21,"keywords":22,"reception":27,"sentiment":28,"stance_mix":29,"scored_comments":34,"aspects":35,"strip":46,"post_text":48,"what":49,"said":103,"maker_in_thread":275,"shape":285,"grid":289,"attempts":558,"same_week":559,"maker_shows":17,"maker_hidden":587,"reader_version":588,"card":589},"2992146","PickHealthInsurance.com","title","Show HN: PickHealthInsurance.com","http:\u002F\u002Fwww.pickhealthinsurance.com","pickhealthinsurance.com","gurgeous",1315931210,2011,232,99,25,1097,3,"notable","web_saas","insurance comparison","web_app",[23,24,25,26],"health insurance comparison","individual health insurance","ppo vs pos","health plan rates","debated",-0.006,{"positive":30,"neutral":31,"mixed":32,"critical":33},22,26,4,18,70,{"pricing":36,"idea":38,"design":40,"docs":42,"execution":44},{"positive":37,"critical":32},2,{"positive":39,"critical":37},9,{"positive":39,"critical":41},1,{"positive":41,"critical":43},0,{"positive":41,"critical":45},10,[41,43,43,17,43,17,47,47,17,47,32,47,17,43,17,41,47,47,47,17,41,17,41,41,17,47,47,17,17,47,17,32,41,17,41,37,41,32,17,37],5,null,{"problem":50,"audience":57,"pricing":48,"motivation":66,"time_to_build":70,"stack":74,"openness":101,"stage":102,"team_size":101},{"value":51,"source":52,"evidence":53},"Comparing individual US health insurance plans and prices is hard on existing sites","maker",[54],{"id":55,"by":10,"text":56},"2992148","I'm releasing the first version of PickHealthInsurance today. It helps you compare health insurance plans (individual, not group) in the US. I put this together over a few…",{"value":58,"source":59,"evidence":60},"Americans buying individual health insurance","inferred",[61,62],{"id":55,"by":10,"text":56},{"id":63,"by":64,"text":65},"2992385","rglover","Considering I'm currently without health insurance, this is extremely helpful. Love how simple the interface is and how it gives you an easy to understand list of providers.…",{"value":67,"source":52,"evidence":68},"Maker's COBRA was ending and existing comparison sites were hard to use",[69],{"id":55,"by":10,"text":56},{"value":71,"source":52,"evidence":72},"A few weekends",[73],{"id":55,"by":10,"text":56},[75,79,83,87,91,95],{"value":76,"source":52,"evidence":77},"Rails 3.1",[78],{"id":55,"by":10,"text":56},{"value":80,"source":52,"evidence":81},"HAML, Sass, CoffeeScript",[82],{"id":55,"by":10,"text":56},{"value":84,"source":52,"evidence":85},"Twitter Bootstrap",[86],{"id":55,"by":10,"text":56},{"value":88,"source":52,"evidence":89},"Heroku",[90],{"id":55,"by":10,"text":56},{"value":92,"source":52,"evidence":93},"MongoHQ",[94],{"id":55,"by":10,"text":56},{"value":96,"source":52,"evidence":97},"jQuery Tablesort",[98],{"id":99,"by":10,"text":100},"2992807","Fixed, thanks! jQuery Tablesort has a bug with currencies and commas...","unknown","launched",{"praise":104,"objections":140,"requests":193,"questions":233,"alternatives":247},[105,118,129],{"value":106,"source":107,"evidence":108},"Clean, fast interface","commenter",[109,110,114],{"id":63,"by":64,"text":65},{"id":111,"by":112,"text":113},"2992255","gdhillon","Looks great, Clean UI and fast. Give option to compare plans side by side.",{"id":115,"by":116,"text":117},"2992324","runako","I really like it. I had to buy health insurance not too long ago, and I used one of the incumbent online services. The experience wasn't all that bad, but your site beats them in…",{"value":119,"source":107,"evidence":120},"Plain-language explanations of terms",[121,125],{"id":122,"by":123,"text":124},"2992410","ora600","I love the explanation of terms. Highly useful. It also highlights the near complete lack of correlation between how much a plan costs and how much benefits you get.",{"id":126,"by":127,"text":128},"2992328","bartman","Great site, I especially like the explanations for the different terms. How did you get all the insurance rates and terms, just from the companies' sites? When I tried evaluating…",{"value":130,"source":107,"evidence":131},"Easier than existing comparison sites",[132,136],{"id":133,"by":134,"text":135},"2992258","savrajsingh","Great job, much easier than ehealthisurance.com when I used it a couple years ago.",{"id":137,"by":138,"text":139},"2992403","danielparks","Very nice. I just went through the process of picking a health insurance plan using ehealthinsurance.com, and it was a bit of a pain. The one thing that would have made things a…",[141,156,163,182],{"value":142,"source":107,"evidence":143},"Displayed rates are inaccurate versus carrier quotes",[144,148,152],{"id":145,"by":146,"text":147},"2992501","randomguy33","The rates your app returned were vastly different than running the same rate on numerous carrier websites. Your site showed rates that were sometimes less than half what the…",{"id":149,"by":150,"text":151},"2993644","patja","It gives me an inaccurate rate and just sends me to ehealthinsurance.com where they ask for just a tiny bit more info (ages of all enrollees) and gives me a different, more…",{"id":153,"by":154,"text":155},"3027167","Hisoka","Everyone seems to comment on how great the UI looks, but it means nothing ultimately if the data is inaccurate.",{"value":157,"source":107,"evidence":158},"Rates are misleading because final price needs full application",[159],{"id":160,"by":161,"text":162},"2992632","tptacek","This is very pretty and I'm sure it's to some extent useful. However, I also find it misleading. As someone who has been through the process of buying private insurance before:…",{"value":164,"source":107,"evidence":165},"Sorting by price and deductible is broken",[166,170,174,178],{"id":167,"by":168,"text":169},"2992546","parfe","Looks like your price sorting is by string and not integer so $1,491 (most expensive) then $199 (least expensive) were the top two results after sorting.",{"id":171,"by":172,"text":173},"2992397","Robin_Message","Sorting by price sorts alphabetically, not numerically. I put in some details from when I was living in the US and I'm shocked—I can't find a plan that isn't 50% copay on brand…",{"id":175,"by":176,"text":177},"2992314","chadkeck","Very nice! Your sorting by deductible doesn't work correctly.",{"id":179,"by":180,"text":181},"2992570","pbreit","Nit: the sort by premium should be a numeric sort so that 1,000 is greater than 999.",{"value":183,"source":107,"evidence":184},"Missing major carriers such as BCBS",[185,189],{"id":186,"by":187,"text":188},"2993535","ComputerGuru","Your site lists the same companies as every other site out there - the problem is, it's missing so many other companies out there. It's basically a list of the same four or five…",{"id":190,"by":191,"text":192},"2992834","orblivion","I don't see BCBS in my results, and I have a BCBS plan.",[194,206,214,222],{"value":195,"source":107,"evidence":196},"Side-by-side plan comparison",[197,201,205],{"id":198,"by":199,"text":200},"2992239","charliepark","This looks fantastic. Seriously, really good. I'd love to be able to specify the number of children I'd be putting on my plan (maybe not on that first page, but on an internal…",{"id":202,"by":203,"text":204},"2992308","natbro","sweet! serendipitously just what i need this week picking insurance and all the information more quickly and better organized than sites like ehealthinsurance.com et al. wants: -…",{"id":111,"by":112,"text":113},{"value":207,"source":107,"evidence":208},"Gender and dependents inputs",[209,213],{"id":210,"by":211,"text":212},"2992359","MatthewB","Cool site, needs some visual work but the idea is there. I have the same question as other people - how are you pulling this data? One thing you definitely need on the front page…",{"id":198,"by":199,"text":200},{"value":215,"source":107,"evidence":216},"Sort by out-of-pocket maximum or total annual cost",[217,218],{"id":137,"by":138,"text":139},{"id":219,"by":220,"text":221},"2992449","fludlight","Very cool. I wish I had this when shopping for insurance a year ago. A \"total annual cost\" column would be helpful for making sense of the deductible\u002Fpremium\u002Fco-pay relationship.…",{"value":223,"source":107,"evidence":224},"Deductible filter or slider",[225,229],{"id":226,"by":227,"text":228},"2992440","rmason","Great idea! But you need at a minimum to add one more question: desired deductible. I ended up with 79 plans and that is a bit much to sort through. Perhaps you could have a…",{"id":230,"by":231,"text":232},"2992757","duncanj","I think it needs sliders to adjust the deductible, coinsurance, etc.",[234,243],{"value":235,"source":107,"evidence":236},"Where does the rate data come from?",[237,241,242],{"id":238,"by":239,"text":240},"2992298","dmillar","Very interesting. Where is your data coming from?",{"id":126,"by":127,"text":128},{"id":210,"by":211,"text":212},{"value":244,"source":107,"evidence":245},"How are rates calculated?",[246],{"id":145,"by":146,"text":147},[248,254,261,268],{"value":249,"source":107,"evidence":250},"ehealthinsurance.com",[251,252,253],{"id":137,"by":138,"text":139},{"id":149,"by":150,"text":151},{"id":133,"by":134,"text":135},{"value":255,"source":107,"evidence":256},"Massachusetts Health Connector",[257],{"id":258,"by":259,"text":260},"2992506","dgallagher","Very nice. It's EONS better than Massachusetts' health insurance website (https:\u002F\u002Fwww.mahealthconnector.org\u002F). Idea: Perhaps add columns so you can sort plans by co-pay for…",{"value":262,"source":107,"evidence":263},"HealthCare.gov finder",[264],{"id":265,"by":266,"text":267},"2992542","golfstrom","HHS operates a really good site to find public and private insurance options: http:\u002F\u002Ffinder.healthcare.gov\u002F",{"value":269,"source":107,"evidence":270},"Prodigy Health Insurance",[271],{"id":272,"by":273,"text":274},"3008894","lleger","Well, for one, we're Parishes in Louisiana, not Counties, but that's mostly a pedantic thing. There's another site that I've seen that does something similar:…",{"comments":276,"answered":47,"key":277},11,[278,281,284],{"id":279,"text":280},"2992776","I've been in your shoes and I empathize. In fact, I was in your shoes just a few days ago when I applied for insurance. The rates here are \"representative\" and I tried to add…",{"id":282,"text":283},"2992875","Here we have something called the Standard Health Questionnaire (SHQ), which they make you fill out when applying for insurance. But there are a bunch of exceptions at the top…",{"id":55,"text":56},{"commenters":286,"max_depth":287,"maker_replies":276,"first_comment_mins":43,"lifespan_hours":288},74,6,218,[290,292,296,298,302,305,309,311,313,317,319,321,324,326,328,329,333,336,340,344,347,351,353,355,358,360,361,364,366,368,371,374,375,378,381,383,385,387,390,394,397,400,403,406,407,409,410,412,414,416,417,418,420,422,424,426,431,435,437,440,444,445,448,451,454,457,459,463,467,469,472,476,477,481,483,486,488,493,496,500,502,505,506,510,514,516,518,521,525,529,531,535,539,543,547,549,552,554,556],[160,43,41,291,161,43],"project\u002Fcritical\u002Fpricing",[293,43,43,294,295,43],"2992733","commenter\u002Fneutral\u002Fpricing","jpdoctor",[297,43,43,294,161,43],"2992754",[299,43,43,300,301,43],"2993056","other\u002Fneutral\u002Fidea","jessedhillon",[303,43,43,304,295,43],"2993191","other\u002Fneutral\u002Fnone",[306,43,43,307,308,43],"2993456","commenter\u002Fneutral\u002Fnone","anamax",[310,43,43,307,161,43],"2993490",[312,43,43,307,308,43],"2994752",[314,43,17,315,316,43],"2992768","project\u002Fneutral\u002Fpricing","encoderer",[318,43,43,294,161,43],"2992791",[320,43,43,307,316,43],"2992900",[322,43,43,300,323,43],"2993544","nroach",[279,43,43,325,10,41],"maker\u002Fneutral\u002Fpricing",[327,43,17,325,161,43],"2992827",[282,43,43,325,10,41],[330,43,47,331,332,43],"2993745","project\u002Fpositive\u002Fpricing","LogicHoleFlaw",[334,43,43,304,335,43],"2992916","rdl",[337,43,47,338,339,43],"2992984","project\u002Fpositive\u002Fidea","noahnoahnoah",[341,43,17,342,343,43],"2993194","project\u002Fmixed\u002Fdesign","TruffleLabs",[345,43,43,304,346,43],"2995096","statenjason",[348,43,17,349,350,43],"2993480","project\u002Fneutral\u002Fidea","jwco",[55,41,43,352,10,41],"maker\u002Fneutral\u002Fnone",[198,41,47,354,199,43],"project\u002Fpositive\u002Fdesign",[356,41,17,315,357,43],"2992416","lftl",[359,41,17,315,339,43],"2992454",[115,41,47,354,116,43],[362,41,17,352,363,43],"2992382","emp_",[365,41,43,352,10,41],"2992799",[122,41,47,367,123,43],"project\u002Fpositive\u002Fdocs",[369,41,17,349,370,43],"2992423","marklubi",[372,41,41,291,373,43],"2992431","PaulHoule",[258,41,47,354,259,43],[376,41,43,377,10,41],"2992788","maker\u002Fneutral\u002Fdesign",[379,41,43,300,380,43],"2992521","tednaleid",[230,41,17,382,231,43],"project\u002Fneutral\u002Fdesign",[384,41,43,377,10,41],"2992781",[386,41,17,382,231,43],"2992944",[388,41,17,349,389,43],"2993520","separated",[391,41,41,392,393,43],"2994096","maker\u002Fcritical\u002Fpricing","MJR",[395,41,17,315,396,43],"2995647","xtracto",[398,41,47,338,399,43],"2994370","pnathan",[401,41,47,338,402,43],"2996134","zeraholladay",[404,41,47,354,405,43],"2996164","neovive",[210,37,17,342,211,43],[408,37,47,354,180,43],"2992544",[219,17,47,331,220,43],[411,17,43,325,10,41],"2992839",[413,17,17,349,220,43],"2992945",[126,32,17,415,127,43],"project\u002Fneutral\u002Fdocs",[137,47,17,342,138,43],[145,287,41,291,146,43],[419,287,17,349,116,43],"2992517",[421,287,43,294,161,43],"2992718",[423,287,43,294,116,43],"2993142",[425,287,43,325,10,41],"2992856",[427,428,41,429,430,43],"2992448",7,"project\u002Fcritical\u002Fnone","cedsav",[432,428,17,433,434,43],"2992461","project\u002Fneutral\u002Fnone","megamark16",[436,428,43,352,10,41],"2992813",[167,438,41,439,168,43],8,"project\u002Fcritical\u002Fexecution",[441,438,17,442,443,43],"2992714","project\u002Fneutral\u002Fexecution","BrandonM",[99,438,43,442,10,41],[446,39,47,338,447,43],"2992503","cHalgan",[449,39,43,304,450,43],"2992655","_delirium",[452,45,17,382,453,43],"2992543","5teev",[455,276,47,338,456,43],"2992424","jessevondoom",[226,458,17,382,227,43],12,[460,461,17,315,462,43],"2992364",13,"rokhayakebe",[464,465,17,349,466,43],"2992361",14,"stcorbett",[238,468,17,433,239,43],15,[470,471,17,349,466,43],"2992346",16,[473,474,43,304,475,43],"2993134",17,"Sindrome",[63,33,47,354,64,43],[478,479,17,382,480,43],"2992760",19,"ricksta",[482,479,43,382,10,41],"2992841",[484,479,47,354,485,43],"2993036","nuclear_eclipse",[149,487,41,439,150,43],20,[489,490,41,491,492,43],"2992862",21,"project\u002Fcritical\u002Fdesign","AlexC04",[494,30,47,338,495,43],"2992535","jkeel",[497,498,47,338,499,43],"2994709",23,"waterside81",[186,501,41,439,187,43],24,[503,15,17,342,504,43],"2993646","aklemm",[272,31,17,433,273,43],[507,508,43,304,509,43],"2993839",27,"ffffruit",[511,512,17,315,513,43],"2992398",28,"faramarz",[171,515,41,439,172,43],29,[175,517,41,439,176,43],30,[265,519,41,520,266,43],31,"project\u002Fcritical\u002Fidea",[522,523,41,520,524,43],"2993182",32,"SeanLuke",[526,527,47,354,528,43],"2992869",33,"amritsharma",[202,530,17,382,203,43],34,[532,533,41,439,534,43],"2993013",35,"chollida1",[536,537,47,338,538,43],"2992373",36,"marquis",[540,541,41,439,542,43],"2992304",37,"ck2",[544,545,47,338,546,43],"2992594",38,"jeiting",[179,548,41,439,180,43],39,[133,550,47,551,134,43],40,"project\u002Fpositive\u002Fexecution",[190,553,41,439,191,43],41,[111,555,47,354,112,43],42,[153,557,41,439,154,43],43,[],[560,565,570,5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