[{"data":1,"prerenderedAt":158},["ShallowReactive",2],{"project-6481450":3},{"id":4,"name":5,"line":6,"line_source":7,"title":8,"url":9,"domain":10,"maker":11,"posted_at":12,"year":13,"points":14,"comments":15,"rank_in_year":16,"shown_in_year":17,"top":18,"tier":19,"category":20,"subcategory":21,"format":22,"keywords":23,"reception":27,"sentiment":28,"stance_mix":29,"scored_comments":33,"aspects":34,"strip":36,"post_text":28,"what":37,"said":60,"maker_in_thread":90,"shape":97,"grid":101,"attempts":115,"same_week":121,"maker_shows":98,"maker_hidden":151,"reader_version":152,"card":153},"6481450","WiseCash","cash flow for freelancers and small businesses [retry]","title","Show HN: cash flow for freelancers and small businesses [retry]","https:\u002F\u002Fwww.wisecashhq.com\u002F","wisecashhq.com","thibaut_barrere",1380705628,2013,49,7,511,1739,30,"shown","web_saas","cash flow forecasting","web_app",[21,24,25,26],"freelancer finance","small business cash flow","burn down chart","quiet",null,{"positive":30,"neutral":31,"mixed":30,"critical":32},0,2,1,3,{"idea":35},{"positive":30,"critical":32},[33,30,32,30,33,30,30],{"problem":38,"audience":48,"pricing":28,"motivation":28,"time_to_build":28,"stack":57,"openness":58,"stage":59,"team_size":58},{"value":39,"source":40,"evidence":41},"Knowing how much cash is safe to spend or invest without running out of money","maker",[42,45],{"id":43,"by":11,"text":44},"6481574","Actually this is not yet detailed inside the app - but I'm preparing blog posts on that + a dedicated feature in the app. Here is how it works: - you start to build a reasonably…",{"id":46,"by":11,"text":47},"6481658","Hi Patrick! Thanks for the detailed post, much appreciated. Note that the main point of the app is to do financial planning \u002F forecasting and the associated benefits (eg: being…",{"value":49,"source":50,"evidence":51},"Freelancers and small businesses","inferred",[52,56],{"id":53,"by":54,"text":55},"6481544","kfk","WiseCash helps you getting a better idea of what you can do with your extra money. How? And at what interest rates? I find this to be a very, very, annoying thing to do. You end…",{"id":43,"by":11,"text":44},[],"unknown","launched",{"praise":61,"objections":62,"requests":79,"questions":80,"alternatives":85},[],[63,75],{"value":64,"source":65,"evidence":66},"Advice on investing cash is risky or inaccurate for US readers","commenter",[67,71],{"id":68,"by":69,"text":70},"6481629","patio11","A brief primer for you on US financial products: Certificates of Deposits (CDs) are issued by banks. They're insured by the federal government against loss, up to a large enough…",{"id":72,"by":73,"text":74},"6486494","jplewicke","One minor nit -- money market funds are no longer explicitly federally backed. There was a temporary guarantee program, but it expired in September 2009:…",{"value":76,"source":65,"evidence":77},"Suggested investment options (CDs) are poor for small business cash",[78],{"id":68,"by":69,"text":70},[],[81],{"value":82,"source":65,"evidence":83},"How the app helps decide what to do with extra money and at what rates",[84],{"id":53,"by":54,"text":55},[86],{"value":87,"source":65,"evidence":88},"Certificates of deposit and money market funds",[89],{"id":68,"by":69,"text":70},{"comments":33,"answered":32,"key":91},[92,93,94],{"id":43,"text":44},{"id":46,"text":47},{"id":95,"text":96},"6481518","This is a SaaS I launched officially in July - any feedback is most welcome (even if you're not a potential customer).",{"commenters":98,"max_depth":98,"maker_replies":33,"first_comment_mins":99,"lifespan_hours":100},4,22,16,[102,104,106,108,109,111,113],[53,30,33,103,54,30],"project\u002Fneutral\u002Fidea",[43,30,30,105,11,32],"project\u002Fpositive\u002Fidea",[68,30,32,107,69,30],"project\u002Fcritical\u002Fidea",[46,30,30,103,11,32],[110,30,33,103,54,30],"6481705",[72,30,30,112,73,30],"commenter\u002Fneutral\u002Fnone",[95,32,30,114,11,32],"project\u002Fneutral\u002Fnone",[116,120],{"id":117,"t":118,"points":119,"comments":98},"5928066",1372004111,25,{"id":4,"t":12,"points":14,"comments":15},[122,127,132,137,142,147],{"id":123,"name":124,"points":125,"category":126},"6478793","hn-hiring-mapped",288,"data",{"id":128,"name":129,"points":130,"category":131},"6478117","Hiro",160,"productivity",{"id":133,"name":134,"points":135,"category":136},"6458538","mapsicon",157,"creative",{"id":138,"name":139,"points":140,"category":141},"6473904","doony",92,"dev_tools",{"id":143,"name":144,"points":145,"category":146},"6476957","Anomalous",50,"infrastructure",{"id":148,"name":149,"points":150,"category":131},"6462056","StartHQ",45,false,"v2",{"id":154,"name":5,"line":6,"ai":151,"cat":20,"year":13,"points":14,"comments":15,"rec":27,"s":28,"top":18,"kw":155,"maker":11,"domain":10,"tier":19,"attempts":31,"strip":156,"url":9,"mix":157,"praise":-1,"objection":64,"sub":21},6481450,[21,24,25,26],"3010300",[30,31,30,32],1793990898178]