[{"data":1,"prerenderedAt":264},["ShallowReactive",2],{"project-6624354":3},{"id":4,"name":5,"line":6,"line_source":7,"title":8,"url":9,"domain":10,"maker":11,"posted_at":12,"year":13,"points":14,"comments":15,"rank_in_year":16,"shown_in_year":17,"top":18,"tier":19,"category":20,"subcategory":21,"format":22,"keywords":23,"reception":29,"sentiment":30,"stance_mix":31,"scored_comments":36,"aspects":37,"strip":44,"post_text":46,"what":47,"said":82,"maker_in_thread":153,"shape":163,"grid":167,"attempts":225,"same_week":226,"maker_shows":32,"maker_hidden":256,"reader_version":257,"card":258},"6624354","Bitbillpay","Pay any PostBillPay biller in Australia with Bitcoin","title","Show HN: Bitbillpay - Pay any PostBillPay biller in Australia with Bitcoin","https:\u002F\u002Fwww.bitbillpay.com.au\u002F","bitbillpay.com.au","zhoutong",1382920138,2013,80,27,312,1739,18,"notable","finance_crypto","bitcoin bill payments","web_app",[24,25,26,27,28],"bitcoin","bill payment","postbillpay","australia","bpay","curious",-0.042,{"positive":32,"neutral":33,"mixed":34,"critical":35},3,7,0,4,14,{"design":38,"idea":39,"execution":41,"privacy":42},{"positive":34,"critical":34},{"positive":32,"critical":40},2,{"positive":34,"critical":34},{"positive":34,"critical":43},1,[32,43,34,43,32,34,32,45,34,43,34,45,34,32,34,34,34,45,34,32,32,34,32,34,34,43,34],5,null,{"problem":48,"audience":57,"pricing":46,"motivation":68,"time_to_build":46,"stack":75,"openness":80,"stage":81,"team_size":80},{"value":49,"source":50,"evidence":51},"Lets people pay PostBillPay billers in Australia using Bitcoin","maker",[52,54],{"id":53},"post",{"id":55,"by":11,"text":56},"6624568","Actually that's exactly the point of this project. I run a startup called CoinJar (the first VC-backed Bitcoin startup in Australia) and Bitbillpay consumes CoinJar Checkout API.…",{"value":58,"source":59,"evidence":60},"Australians paying bills who hold Bitcoin","inferred",[61,65],{"id":62,"by":63,"text":64},"6624555","lessnonymous","For those outside Australia, you can pay most bills at the post office (Australia Post) or online via the post office's PostBillPay service. Basically, AusPost act as a middleman…",{"id":66,"by":11,"text":67},"6624575","Thanks. Actually you can use this service to pay all kinds of bills. There are almost 700 billers in Australia that accept POSTbillpay. It's just that the BPAY® trade mark is a…",{"value":69,"source":50,"evidence":70},"Demonstrate CoinJar's Checkout API and make Bitcoin usable with billers",[71,72],{"id":55,"by":11,"text":56},{"id":73,"by":11,"text":74},"6624743","It is absolutely a proof-of-concept. At the same time it's just one of the many tools I wish Bitcoin can have. I don't expect it to be profitable (unless you count credit card…",[76],{"value":77,"source":50,"evidence":78},"CoinJar Checkout API",[79],{"id":55,"by":11,"text":56},"unknown","launched",{"praise":83,"objections":99,"requests":117,"questions":129,"alternatives":144},[84,93],{"value":85,"source":86,"evidence":87},"Useful way to pay bills with Bitcoin, easier than PostBillPay","commenter",[88,92],{"id":89,"by":90,"text":91},"6624540","cup","Superb. This is a really great initiative Ryan. Ive had the great misfortune of having to use postbillpay to pay off my numerous speeding fines and anything that can get me…",{"id":55,"by":11,"text":56},{"value":94,"source":86,"evidence":95},"Clever proof-of-concept for a checkout API",[96],{"id":97,"by":63,"text":98},"6624710","I think teaching a kitten to read your credit card and arrange it's kibble into a binary representation would be easier than using the POSTBillPay website. So this project is a…",[100,110],{"value":101,"source":86,"evidence":102},"May require an Australian Financial Services License",[103,107],{"id":104,"by":105,"text":106},"6625161","jimmcslim","Further to my response to a comment stating that this does not fall foul of AUSTRAC's requirements, I think it does break the law with respect to the Corporations Act's…",{"id":108,"by":105,"text":109},"6625146","It would probably argued that under the Corporations Act 2001 as administered by ASIC you are probably offering a financial service here, and are therefore required to hold an…",{"value":111,"source":86,"evidence":112},"No chargeback recourse for payers",[113],{"id":114,"by":115,"text":116},"6626166","blinker21","and then the only person who can do a charge-back if required is you...",[118,125],{"value":119,"source":86,"evidence":120},"Make the home page the bill pay form",[121],{"id":122,"by":123,"text":124},"6624912","chiaro","Since the service you offer is so simple, why not have the home page BE the bill pay form, with some peripheral explanation boxes? I.e. you navigate to the site, and the first…",{"value":126,"source":86,"evidence":127},"Open source the project",[128],{"id":55,"by":11,"text":56},[130,137],{"value":131,"source":86,"evidence":132},"Is the service enrolled with AUSTRAC",[133],{"id":134,"by":135,"text":136},"6624623","sepbot","Are you enrolled to AUSTRAC in accordance to Anti-Money Laundering and Counter-Terrorism Financing Act of 2006?",{"value":138,"source":86,"evidence":139},"How a similar AUD service would be classified",[140],{"id":141,"by":142,"text":143},"6627802","maxden","Thanks for the link. I wouldn't want to rely on my interpretation of reading that Act to keep myself out of trouble! There are so many links that go to fairly unhelpful…",[145,149],{"value":146,"source":86,"evidence":147},"PostBillPay via Australia Post",[148],{"id":62,"by":63,"text":64},{"value":150,"source":86,"evidence":151},"BPAY",[152],{"id":66,"by":11,"text":67},{"comments":154,"answered":33,"key":155},11,[156,159,162],{"id":157,"text":158},"6625834","I can't see how Bitbillpay is remotely a custodial or depository service. No dollar ever changes hands (I pay your bills with my credit card, and you pay me in Bitcoin).…",{"id":160,"text":161},"6626809","Definition of \"custodial or depository service\": http:\u002F\u002Fwww.austlii.edu.au\u002Fau\u002Flegis\u002Fcth\u002Fconsol_act\u002Fca2001172\u002Fs766e.html There's nothing remotely similar. The Bitcoin payment is…",{"id":66,"text":67},{"commenters":164,"max_depth":45,"maker_replies":154,"first_comment_mins":165,"lifespan_hours":166},13,59,16,[168,170,172,174,175,178,179,180,182,183,187,190,191,192,195,197,201,203,204,205,208,210,213,216,219,221,223],[122,34,32,169,123,34],"project\u002Fneutral\u002Fdesign",[104,43,43,171,105,34],"project\u002Fcritical\u002Fidea",[157,43,34,173,11,43],"project\u002Fneutral\u002Fidea",[114,43,43,171,115,34],[176,43,32,177,142,34],"6626520","project\u002Fneutral\u002Fexecution",[160,43,34,173,11,43],[141,43,32,173,142,34],[89,40,45,181,90,34],"project\u002Fpositive\u002Fidea",[66,40,34,173,11,43],[184,32,43,185,186,34],"6625537","maker\u002Fcritical\u002Fnone","ps4fanboy",[188,32,34,189,11,43],"6625831","maker\u002Fneutral\u002Fnone",[62,35,45,181,63,34],[55,35,34,177,11,43],[193,35,32,189,194,34],"6624621","ghiculescu",[196,35,34,189,11,43],"6624624",[198,35,34,199,200,34],"6624636","commenter\u002Fneutral\u002Fnone","jval",[202,35,34,199,11,43],"6624647",[97,35,45,181,63,34],[73,35,34,173,11,43],[206,35,32,173,207,34],"6626093","nl",[134,45,32,209,135,34],"maker\u002Fneutral\u002Fprivacy",[211,45,34,212,11,43],"6624632","project\u002Fneutral\u002Fprivacy",[214,45,32,209,215,34],"6624720","lox",[217,45,34,218,215,34],"6624740","commenter\u002Fneutral\u002Fprivacy",[220,45,34,212,11,43],"6624753",[108,45,43,222,105,34],"project\u002Fcritical\u002Fprivacy",[224,45,34,212,11,43],"6625839",[],[227,232,236,241,246,251],{"id":228,"name":229,"points":230,"category":231},"6617063","A Github for writers?",181,"productivity",{"id":233,"name":234,"points":235,"category":231},"6633273","Gmelius",160,{"id":237,"name":238,"points":239,"category":240},"6610218","Offline",151,"languages",{"id":242,"name":243,"points":244,"category":245},"6642100","Popcorn Messaging",126,"consumer_social",{"id":247,"name":248,"points":249,"category":250},"6630535","matthewisabel.com",92,"data",{"id":252,"name":253,"points":254,"category":255},"6605500","Code Climate",63,"dev_tools",false,"v2",{"id":259,"name":5,"line":6,"ai":256,"cat":20,"year":13,"points":14,"comments":15,"rec":29,"s":260,"top":18,"kw":261,"maker":11,"domain":10,"tier":19,"attempts":34,"strip":262,"url":9,"mix":263,"praise":85,"objection":101,"sub":21},6624354,-0.04,[24,25,26,27,28],"310130350105030005033030010",[32,33,34,35],1794036510955]