ProjectiFi

Finance and crypto

personal finance simulator

SHOW HN2021

479points
255comments
#47of 2,533 in 2021
Top 2%of 2021 by points

How HN took it

MixedNo clear lean

27 positive, 50 neutral or asking, 11 mixed, 60 critical, out of 148 comments about the project. Thread score -0.20.

Design: 10 for, 15 againstPrivacy: 4 for, 16 againstIdea: 1 for, 12 againstExecution: 3 for, 10 againstPricing: 1 for, 2 against

The thread, comment by comment

Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.

positive neutral or mixed critical about another commenter or something else the maker

What HN said

What people liked

  • Fast, intuitive interface and useful dashboard

    From 1 comment
    • I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I…
      screye on HN

Objections

  • Requires hosted server and privacy policy raises concerns about handling financial data

    From 3 comments
    • Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data:…
      Frost1x on HN
    • There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using…
      nonameiguess on HN
    • There is definitely a market for this. I had wealth management review recently and they used a 3rd party piece of software that was doing something similar, their entire pitch…
      monkeydust on HN
  • US-centric; no currency or tax support for other countries

    From 2 comments
    • Love the idea, enjoyed the interface, but I feel my time was wasted when I only found out the US focus several clicks into the flow. Speaking as someone not from the US, I do…
      12ian34 on HN
    • I wanted to like it but I live in the EU and it's too focused on dollars.
      knoebst on HN
  • Saved progress is locked behind premium subscription

    From 1 comment
    • I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I…
      screye on HN
  • Onboarding is long and theme selection comes too early

    From 1 comment
    • I would suggest the first step of onboarding should not be the selection of your theme. This is already a long onboarding process and every additional step will lose you users.…
      frabjoused on HN

Requests

  • Demo mode or templates with sample data

    From 2 comments
    • I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital,…
      sct202 on HN
    • There is definitely a market for this. I had wealth management review recently and they used a 3rd party piece of software that was doing something similar, their entire pitch…
      monkeydust on HN
  • Local-only or downloadable client-side version

    From 2 comments
    • There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using…
      nonameiguess on HN
    • I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I…
      screye on HN
  • Export to Excel or import/export of data

    From 2 comments
    • I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I…
      screye on HN
    • I guess I should also add that with the current web version, you can opt out of sending telemetry data via cookie preferences, and with the Premium version you choose whether or…
      scubakid on HN
  • Monte Carlo simulation mode

    From 2 comments
    • I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital,…
      sct202 on HN
    • These are excellent suggestions, thanks for the thoughtful feedback. For onboarding, I initially tried a version of what you suggested, but in usability tests many felt there was…
      scubakid on HN
  • Support for other currencies and tax systems

    From 2 comments
    • Love the idea, enjoyed the interface, but I feel my time was wasted when I only found out the US focus several clicks into the flow. Speaking as someone not from the US, I do…
      12ian34 on HN
    • I wanted to like it but I live in the EU and it's too focused on dollars.
      knoebst on HN

Questions

  • Whether debt should be subtracted from net worth in the stacked chart

    From 1 comment
    • Kicking the tires, here's a quick piece of product feedback: It seems like the "Stacked Financial Breakdown" chart actually _adds_ your level of debt on as just another stacked…
      thatmikefellow on HN
  • Whether inheritance tax modeling is accurate

    From 1 comment
    • Nothing makes me more annoyed than when simulations like this make assumptions which don't make any sense. For example. >"Note: currently, ProjectiFi taxes inheritance as…
      elil17 on HN

Alternatives named

  • Personal Capital and Mint

    From 1 comment
    • I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital,…
      sct202 on HN
  • Spreadsheets

    From 1 comment
    • There is no reason at all for this to be server-hosted. I have of course done this for myself a very long time ago creating an effectively identical feature set using…
      nonameiguess on HN

Category, keywords, summaries and labels on this page were made by AI (Thread Reader v2) and not checked by hand. Each point links to the comments it came from.

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