PaperMoney
Finance and crypto
personal finance app
SHOW HN2024
63points
24comments
#1,145of 3,515 in 2024
Top 33%of 2024 by points
How HN took it
MixedNo clear lean
1 positive, 4 neutral or asking, 1 mixed, 5 critical, out of 11 comments about the project. Thread score -0.30.
Design: 0 for, 2 againstIdea: 0 for, 2 againstDocs: 0 for, 1 against
The thread, comment by comment
Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.
positive neutral or mixed critical about another commenter or something else the maker
What HN said
What people liked
Double-entry approach praised as better than category-based apps
From 2 comments
It's a characteristic of double-entry accounting. Everything is an account and transactions move money between accounts. When you receive money from your salary in your bank…
aswinmohanme on HNMoney is credited from an income account, I think you meant. Congrats on the app and release, OP!
simonmic on HN
App looks clean and useful
From 1 comment
Question about data collection. On the App Store it says that no data is collected by the app. In your privacy policy on the site it states that you do collect data related to…
threesevenths on HN
Objections
No desktop or web client; mobile is poor for bulk data entry
From 2 comments
Nit/general rant about finance management products: awesome idea but I do my finances on a computer with a keyboard, mouse, large screen and copy/paste capabilities that don't…
apatheticonion on HNIt would be great for Gnucash to get a competition I'm not sure why Mobile Only approach though as most complicated transactions do not need to be dealt with in real time and I…
PeterZaitsev on HN
Double-entry concepts like income accounts confuse personal users
From 2 comments
I'm so confused. In your example, my income is negative. In what country does it make sense to have a negative income? > You cannot categorize your salary as income, as your…
sparklethunder on HNI understand that the money is debited from an "income account." In the case of income, the "income account" belongs to the company that pays me. It's not _my_ account---why…
sparklethunder on HN
Privacy policy and App Store data collection disclosure mismatch
From 1 comment
Question about data collection. On the App Store it says that no data is collected by the app. In your privacy policy on the site it states that you do collect data related to…
threesevenths on HN
Requests
Web or desktop version
From 2 comments
Nit/general rant about finance management products: awesome idea but I do my finances on a computer with a keyboard, mouse, large screen and copy/paste capabilities that don't…
apatheticonion on HNIt would be great for Gnucash to get a competition I'm not sure why Mobile Only approach though as most complicated transactions do not need to be dealt with in real time and I…
PeterZaitsev on HN
Automatic bank transaction syncing
From 2 comments
I'm still holding out for something that can monitor my bank account and automatically register transactions instead of me having to manually enter them. https://maybe.co/ is…
LorenDB on HNSame, used mint for something similar but too bad they dissolve it.
lie07 on HN
More advanced graphs and chart choices
From 1 comment
Gonna try this product, but "actual" is a really good option for people who just want to self host and forget about it. Really love seeing some basic info about my spendings, as…
ramon156 on HN
Questions
What does the database schema look like
From 2 comments
What does your schema look like? Either out of paranoia or naivety I feel that this is actually not such a simple task. The variety of formats and tools out there plus things…
MortyWaves on HNYeah but what does a “proper ledger schema” look like??
MortyWaves on HN
Why income is modelled as a negative account balance
From 1 comment
I'm so confused. In your example, my income is negative. In what country does it make sense to have a negative income? > You cannot categorize your salary as income, as your…
sparklethunder on HN
Alternatives named
Beancount and Fava
From 1 comment
Nit/general rant about finance management products: awesome idea but I do my finances on a computer with a keyboard, mouse, large screen and copy/paste capabilities that don't…
apatheticonion on HN
Actual budget
From 1 comment
Gonna try this product, but "actual" is a really good option for people who just want to self host and forget about it. Really love seeing some basic info about my spendings, as…
ramon156 on HN
Maybe finance app
From 1 comment
I'm still holding out for something that can monitor my bank account and automatically register transactions instead of me having to manually enter them. https://maybe.co/ is…
LorenDB on HN
GoCardless for bank syncing
From 1 comment
https://gocardless.com offers a fairly generous free tier, and it can do transaction syncing with nearly every European bank
5evOX5hTZ9mYa9E on HN
GnuCash
From 1 comment
It would be great for Gnucash to get a competition I'm not sure why Mobile Only approach though as most complicated transactions do not need to be dealt with in real time and I…
PeterZaitsev on HN