Healthcare Is Dumb

Web and SaaS

health insurance comparison

SHOW HN2020

441points
283comments
#66of 3,028 in 2020
Top 3%of 2020 by points

How HN took it

CuriousMostly questions and neutral comments

6 positive, 20 neutral or asking, 1 mixed, 7 critical, out of 34 comments about the project. Thread score +0.01.

Idea: 5 for, 1 againstPricing: 1 for, 2 againstExecution: 0 for, 3 againstDocs: 0 for, 1 against

The thread, comment by comment

Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.

positive neutral or mixed critical about another commenter or something else the maker

What HN said

What people liked

  • Clever loophole that exposes healthcare costs

    From 3 comments
    • That...is actually kind of clever. Wonder how long before these loopholes get shut down.
      jimbokun on HN
    • this is kinda brilliant.
      padseeker on HN
    • Where can I find more stories like this where someone who has a familiarity with a system finds some form of leverage that is often overlooked? stuff like this excites me
      sharps_xp on HN

Objections

  • Students must stay enrolled; coverage ends when they leave school

    From 1 comment
    • You don't have to pass the class you just can't get kicked out of the school. One BIG caveat with these plans is that coverage ends if you leave school. That's how the insurers…
      antcas on HN
  • Data may be inaccurate, e.g. marginal vs average cost per credit

    From 2 comments
    • The data here may not be totally accurate, but the sentiment is right. For my local school it's showing the marginal cost of the first credit hour, but the average cost per…
      sacred_numbers on HN
    • I might be misunderstanding this chart, but it appears the author is saying that by enrolling for the minimum number of credits, you will receive the associated insurance for…
      psim1 on HN
  • Coursework time cost and academic probation risk

    From 1 comment
    • While I think this project and the data are interesting, one thing that becomes problematic is that you actually DO have to invest time in whatever courses you register for at…
      finaliteration on HN

Requests

  • Add schools and plan details, including cost per credit correction

    From 2 comments
    • The data here may not be totally accurate, but the sentiment is right. For my local school it's showing the marginal cost of the first credit hour, but the average cost per…
      sacred_numbers on HN
    • Okay you were right, should be fixed now, thanks! Now the tuition is doubled. The insurance premium stays the same though because that's already the annual rate.
      antcas on HN

Questions

  • Do out-of-state students qualify for these plans?

    From 1 comment
    • Are you eligible for health insurance with these universities if you live out of state?
      fblp on HN

Alternatives named

  • COBRA

    From 1 comment
    • The monthly cost for health insurance through using Cal Maritime ($627) is more than what I spent for health insurance for a single person via COBRA ($494.36) in California from…
      rajangdavis on HN
  • ACA marketplace plans

    From 1 comment
    • Looking at the first plan on the list, Auburn: https://www.uhcsr.com/uhcsrbrochures/Public/BenefitSummaryFlyers/2020-38-1%20Summary%20Brochure.pdf On first blush, this looks like…
      legitster on HN

Category, keywords, summaries and labels on this page were made by AI (Thread Reader v2) and not checked by hand. Each point links to the comments it came from.

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