roberdam.com
Finance and crypto
personal investing education
SHOW HN2025
How HN took it
15 positive, 28 neutral or asking, 0 mixed, 50 critical, out of 93 comments about the project. Thread score -0.36.
Idea: 11 for, 31 againstPricing: 0 for, 7 againstExecution: 2 for, 4 againstPerformance: 0 for, 2 againstDesign: 0 for, 2 against
The thread, comment by comment
Each row is a top-level comment and its replies, in HN's order. Select a cell to open that comment on HN.
positive neutral or mixed critical about another commenter or something else the maker
What HN said
What people liked
Good idea for teaching financial literacy and compound interest
From 3 comments
There's an awful lot of negativity here, but as someone who's 55 and has earned a good wage since I was 17, I really wish I had taken investing more seriously from the very…
linsomniac on HNGood. Financial education is sorely needed for everyone in America. Now if only there’s an app that can teach delayed gratification.
didip on HNShowing siblings' investment performance side-by-side on a fridge-mounted screen. Author understands child psychology. You can't motivate kids by filling their heads with theory.…
cbeach on HN
Objections
Fixed 15% interest rate is unrealistic and misleading
From 3 comments
> I act as their investment agent, assigning realistic interest rates Author then proceeds to put 15% annual interest rate...
Galanwe on HNYou're giving a 15% growth rate with zero volatility? That isn't going to teach many important lessons. How about offering a range of rates with volatility increasing as rate…
pmg102 on HNis 15% realistic?
internet_points on HN
Investing framed as magic money is misleading
From 2 comments
> I explained to my kids that investing is like having a magic box that generates more money over time. That is wildly misleading. Investing is super important, but it shouldn't…
lutusp on HNThis is frankly depressing. > As my eldest son’s birthday was approaching, we suggested that instead of asking for physical gifts, he ask for their equivalent in money. That way,…
latexr on HN
Financial education should focus on budgeting and saving first
From 2 comments
Being encouraged to invest is nice but having the ability to is a massive luxury. I knew I wanted to save a lot for my future and retirement since I was in high school. I didn’t…
dangus on HNAt the point with investment I was lost. Children should learn to be patient (saving money) and prepare for bad situations (saving money). That’s enough. When older we can teach…
ho_schi on HN
Requests
Add volatility or market risk to simulated returns
From 2 comments
You're giving a 15% growth rate with zero volatility? That isn't going to teach many important lessons. How about offering a range of rates with volatility increasing as rate…
pmg102 on HNWill they also have periods of a bear market and see their money go down ?
LandR on HN
Fix canonical URL and PWA offline caching
From 2 comments
How can you have a localhost reference as canonical? You should fix your jekyll configuration I guess. <link rel="canonical" href="http://localhost:8080/en/dinversiones" />
_ache_ on HNOP, love the idea, and cool to see a useful PWA! One note: I noticed when opening the installed PWA in airplane mode, styles didn't load. You might be interested in this article…
wbadart on HN
Questions
Will kids see bear markets and losses?
From 1 comment
Will they also have periods of a bear market and see their money go down ?
LandR on HN
Where does the 15% rate come from?
From 1 comment
Where can I find this 15% annual interest rate?
swalsh on HN
Alternatives named
Bank of Dad spreadsheet for kids
From 1 comment
I run a "Bank of Dad", tracked in a spreadsheet for my kids. They can choose to "invest" their money with me or not. To make investing meaningful for them, I pay 10% interest per…
bruckie on HN
Google Sheets tracking for kids savings
From 1 comment
If you don't have an old device lying around to make use of, here's an X thread I found a while ago supporting similar habit for kids:…
bhu1st on HN